Verdicts, ratings and scorecards

What the words and colours on our pages mean, and which are rules and which are judgment. Updated Oct 26, 2026.

Dashboard verdicts: fixed rules

The one-word verdict and the three dials at the top of each sector page are set by fixed rules applied by code to the latest data. Nobody picks them. These are the rules in use today:

Sector	Today	Rule
Electricity	Pricier	Home price growth over 6% a year is Rising fast, over 3% Rising, within ±1% or up to 3% Steady, below that Falling.Wind and solar's share is Growing or Shrinking when it moves more than 0.5 points in a year.Demand is Growing or Falling when generation is more than 2% above or below a year earlier.
Natural Gas	Balanced	Storage within 5% of its 5-year average for the week is Normal; more than 5% over is High; more than 5% under is Low and more than 10% under Very low.The home price is Rising or Falling when it moves more than 3% on a year earlier.
Water	Dry	About 25% of gauges sit below normal on a typical day. 30% or more below normal is Dry, 40% or more Very dry; the same marks above normal are Wet and Very wet.Drying or Wetting: the share below normal moved more than 5 points in 30 days.
Mining	Exposed	Import reliance is High when 10 or more minerals are 100% imported; a critical mineral is mostly imported when net imports are over 50% of use.China's share is High when it is the largest supplier of more than a third of the minerals listed.
Defense	Growing	Growing or Shrinking: awards moved more than 5% on the year before. The trend is the average of the last 10 complete fiscal years.
Space	Flat	Growing or Shrinking: spending moved more than 3% on the year before. Mostly R&D: over 50% of Space Force money goes to research.
Healthcare	Growing	Above or Below trend: the share of GDP is more than 0.5 points from its average over the 10 years before. Outpacing: spending grew more than 0.5 points faster than GDP.
Education	Fair	Payback is a year's typical graduate earnings divided by a year's net price: over 3× is Strong, over 2× Fair, below that Weak.
Transportation	Slowing	Growing or Slowing: the index is more than 2% above or below a year earlier.
Bitcoin	Busy	Rising or Falling (Busy or Quiet for transactions): more than 10% above or below a year earlier.

Pressure ratings: judgment

Section 06 of each report rates regions, buyers or programs as High, Elevated, Moderate or Low pressure. These ratings are Point75's judgment, combining the measures named in the table, such as price momentum, tightness of supply, demand growth or exposure to a policy change. The table shows the figures behind each rating.

Sector scorecards: judgment

Section 08 scores each sector from one to five dots on measures such as demand growth, pricing power and policy risk. More dots means more of that quality, not necessarily better for investors. Each score carries a one-line reason.

Credit tables

Ratings shown in the bondholder sections are the rating agencies' own, as published at the date given. We do not rate companies. Where no current rating could be confirmed from a public source, the table shows a dash.

More on methodology

Point75 is for education and information; it is not investment advice.